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About Us

MCS Mortgage Bankers is a privately held, Full-Service Residential Mortgage Lender headquartered in Patchogue, NY. We are a Direct Lender, a Government approved FHA Lender, an approved HUD Mortgagee and a Freddie Mac Seller/Servicer. MCS Mortgage Bankers is an Equal Housing Lender is licensed to lend in the following states:

New York
NMLS #: B500609

New Jersey 
NMLS #: 9913703

NMLS #: MLD500

NMLS #: MBMB850167

NMLS #: 06-20028

NMLS #: 392771

North Carolina
NMLS #: L137721
NMLS #: 9116

NMLS #:  24265

NMLS #: 8963

NMLS #: MC86028

NMLS #: 21625

**CA and MA Pending

Please note that MCS Mortgage Bankers does business as ("DBA") the following names in certain states across the United States:

  • Alabama - Wholesale Direct / Wholesale Direct, Inc.  
  • Kentucky - MCS Mortgage, Inc. / Wholesale Direct, Inc.
  • Maryland - INET Mortgage Group
  • New Jersey - Wholesale Direct
  • New York - Wholesale Direct
  • Pennsylvania - INET Mortgage Group / Wholesale Direct
  • Ohio - MCS Mortgage, Inc. / INET Mortgage Group / Wholesale Direct
  • Texas - Wholesale Direct, Inc.

  Why Choose MCS Mortgage Bankers?

  • We offer a full range of Conventional and Government Loan Programs
  • We offer clients customized mortgage solutions to obtain the BEST rate possible
  • In NY, we have obtained the highest rating with the Better Business Bureau
  • Our client-centric process is straight-forward and simple: We Always Put the Client First
  • For over 20 years, MCS Mortgage Bankers has earned a name for itself as a full-service lender with exceptional customer service and a unique streamlined process
  • Our knowledgable mortgage professionals have deep industry insights and years of experience as they have handled every aspect of the mortgage process from Origination to Closing


Sonny Tran, Loan Officer NMLS #288752
Home America Lending Corp.
1800 Byberry Road Suite 1104, Huntingdon Valley, PA  19006
Office:  (484) 598-2951
Fax:  (484) 754-7520
Cell:  (210) 549-8911
Copyright © 2020 Home America Lending Corp. NMLS #8115
PA LO License 31661
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